Pau A. Monserrat Valentí

Economist with experience in business management, specialized in the dissemination of the economy in the media. Expert economist on behalf of judicial proceedings related to financial products.

Publications

Book "Comentarios a la Ley Reguladora de los Contratos de Crédito Inmobiliario de Bosch" • 2019
Wolters Kluwer
978-84-9090-384-1

Chapter related with real-estate credit intermediaries, their designated representatives and non-credit real-estate lenders.

Book "Responsabilidad social y ética empresarial en las entidades bancarias" • 2017
Universitat de València
978-84-9133-075-2

Chapter about the responsability of banks and their impact on the society.

Book "La prevención del sobreendeudamiento privado. Hacia un préstamo y consumo responsables" • 2017
Aranzadi
978-84-9152-250-8

Chapter about financial skill on private industry.

Magazine Extoikos • 2016 - 2017
Instituto Econospérides para la Gestión del Conocimiento Económico.


Articles "Educación financiera: el conflicto de interés" on issue #18 and "Cultura financiera y tecnofinanzas" on issue #19.

Book "La banca culpable" • 2013
La Esfera de los Libros
978-84-9970-650-4

Deep analysis on how financial products where sold on bank offices. It also acts as basic manual about financial products.

Book "Monopoly BCN" • 2013
Ediciones Carena
978-84-1568-163-2

Cooperation on several chapters defining financial products.

Education

1st module of Bachelor on Law • Universitat de les Illes Balears
70,5 credits from 1st module on the UIB. Average rate: 7,14.

1999 - 2000

Bachelor on Business Administration and Business Management • Universitat de les Illes Balears
Bachelor of Business Administration on the UIB. Average rate: 7,32.

1997 - 1999

Licenciatura en Economía • Universitat de les Illes Balears
Average rate: 7,02.

1993 - 1997

Work Experience

Administrator de Enfintech.com • Enfintech Comparador S.L.
First portal in Spain that compares different products provided by fintech companies.

Actually

Associate Teacher of Financial Economy • UIB
Teacher on several subject on groups GADE, GATU and GAID.

2016 - Actualily

Partner of Futur Legal • Futur Legal
Economist expert on a specialized office in banking law.

2014 - Actually

Administrator of FuturFinances.com - Futur Finances Balears S.L. •
In the beginning the company act as mortgage broker and broker agent (Bankinter). Actually manages financial websites and specialized on mortgage-loans leads providers (FuturFinances.com and FuturHipotecas.com).

2006 - Actually

Head Editorial - iAhorro.com • iAhorro
Until 2016, in charge of financial contents, promoting a bank comparator service on media press with close to 1MM of users per month. After that date, in charge to manage an expert community.

2011 - 2017

Director Editorial de Bankimia.com • CrediMarket
Hasta mayo de 2011 gestioné los contenidos financieros y apariciones en medios de comunicación del comparador de bancos con más tráfico en España.

2010 - 2011

Partner in Carretero y Timoner S.A. • Carretero y Timoner S.A.
Support on economic management and also administrative tasks on the extinct imitation jewelry company CATISA, in Maó (Menorca).

2006 - 2009

Head of Logistics • I. Rufaro SL
Supervising the national delivery process. Cooperating on management tasks in Illes Balears HQ.

2001 - 2005

Employee on bank office • Banco Zaragozano SA
Employee on several bank offices in Palma de Mallorca, developing comercial tasks and in charge of risk analysis on mortgate loans.

2000 - 2001

Tax and Accounting Advisor • Despacho jurídico-económico Monserrat i Moll
Tax and Accounting Advisor on small and medium-size companies, working on my father's professional office (Antoni Monserrat Moll)

1997 - 2000

Ambulancias Mallorca S.COOP. •
Stretcher of a medicalized ambulance.

1994 - 1995

Languages

Spanish

100% Native

Catalan

100% Native

English

70% Medium Level

Digital

Skills

Economic Experts

90%

Creating economic content

90%

Financial Divulgation

80%

Mortgate Management

80%

Investments

70%

Interests

Economy Financial Markets Law Personal Finances Mortgages